Have you got loans, store
cards or credit cards taken
out before April 2007?
Do you owe more than £5000?
Do you have more than 9 months left to pay?
Did you borrow less than £25,000?
Was it borrowed before April 2007?
Do you pay back more than £120 per month?
It’s possible that there could be a large number of credit agreements, loans and credit cards in existence in the UK that do not legally comply with the Consumer Credit Act. This act is in place to protect consumers like you from unfair agreements and bad practice.
Learn how you could legally cancel your credit agreements and exercise your rights possibly saving you thousands of pounds. See if you qualify by checking your loan agreements now.
Is it possible for you to write off all your loans agreements?
In many cases YES! If you owe money against loans, credit cards or store cards you could be one of many people in the UK who have debts that may be “Unenforceable” under the Consumer Credit Act 1974 (CCA). This means that if the agreement you originally took out does not legally comply with the CCA it could be written off or reduced substantially. We are finding that many agreements are proving to be non compliant and have thus been able to save many people thousands of pounds
Unenforceable Credit Agreements (UCA) Information
According to the Consumer Credit Act (CCA), if a financial agreement or terms and conditions for products such as credit card, loan, hire purchase, mortgage or any other borrowing is missing certain important term or was written incorrectly;
About Us
This website was set up to help people find out quickly and easily if their credit card and loan agreements were written fairly and lawfully. If your agreements are found to be unenforceable by our experts under the Consumer Credit Act we can then take steps to legally reduce them or even write them off.
Recent News
Lord Justice Clarke..
Failure by a lender to observe strictly the intricate requirements of the Act can lead to a loan being completely unenforceable with no right of restitution or other form of relief..
BBC..
The bill gives us the once-in-a-generation opportunity to prevent more people becoming trapped in grossly unfair credit deals.
More News »
